Before a long walk, a workout, or even a game, there’s usually a warm-up. Not because the activity itself is complicated—but because starting without one tends to make things feel harder than they need to be. Financially, summer has a similar effect. The pace changes.Schedules shift.And the small habits that normally keep things running smoothly Continue Reading
Most people finish filing their taxes and immediately move on. They close the folder, exhale, and tell themselves they’ll think about it next year. That’s understandable. But it’s also a missed opportunity. The two weeks after tax season are one of the most valuable planning windows of the entire year because everything is still fresh. Continue Reading
If you’re participating in the 31-Day Imperfect Action Challenge we mentioned in our newsletter, here’s a small financial habit you can start this week, one that many people find surprisingly helpful. Choose one day each week and spend just ten minutes reviewing a single financial account. That’s it. One account. Ten minutes. This could be a Continue Reading
Jeremy ZizmorJeremy Zizmor is the founder of Assurance Family Partners, a company whose mission is to assist and empower individuals and families who need help managing their personal day-to-day finances. He is responsible for running all facets of the business.
The holidays bring joy and connection—but also more transactions, travel, and details to manage. Using technology thoughtfully can help you stay organized, protect your information, and make financial decisions with clarity and confidence. A few well-chosen apps can support that structure: When the season winds down, organization will make cleanup easier. Save all receipts; digital Continue Reading
As seasons shift, so do household expenses. Heating bills, holiday lights, and family gatherings often cause costs to rise—and without a plan, those fluctuations can feel disruptive. At Assurance Family Partners, we believe predictable systems create peace of mind. Here are four structured ways we help clients prepare for fall and winter: 1. Consider Utility Continue Reading
Back-to-school season tends to come with a flurry of receipts, last-minute runs to the store, and more expenses than expected. But with a simple, thoughtful budget in place, you can reduce stress, protect your savings, and start the school year feeling prepared—not overwhelmed. Here’s how we guide clients through this process: 1. Sort What’s Needed Continue Reading
When summer ends, school routines return — and sometimes, so do surprise expenses. Between supplies, sports, and activity fees, it can feel like your wallet barely survives the first bell. But with a little preparation, you can take the sting out of the season. Staying organized now can save you from last-minute scrambles and help Continue Reading
If you have a Flexible Spending Account (FSA), here’s something important to remember: unused funds don’t roll over forever. In many plans, any balance not used by the end of the plan year—or grace period—disappears. No refunds. No extensions. Just lost dollars. That’s money you’ve already earned. And even a few hundred dollars left unspent Continue Reading
From Chaos to Clarity: Create a Simple Spreadsheet for All Your Recurring Charges We get it. It’s easy to lose track of auto-payments, renewal dates, and scattered bills—especially when juggling multiple accounts. Between streaming services like Netflix, Hulu, or Max, newspaper subscriptions, monthly medication deliveries, and recurring donations, things can get messy fast. The good Continue Reading